Products & Services
Commercial & Personal Insurance Plans in Somerset, PA
At Knepper Insurance Group, we offer an array of insurance solutions to fit both commercial and personal needs. We strive to not only sell you a policy fit for you, but also be your insurance consultant to identify exposures and offer tailored coverage options.
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To protect businesses from unforeseen circumstances, they will want to have a commercial insurance policy. Commercial insurance can come in a couple different varieties such as health, auto, and property, or a combination of all three. There are many factors to consider when figuring out the right amount of coverage including, location, number of employees, years in business, etc. Let us help you sift through all those factors and identify the right plan for you.
Auto insurance for business helps cover your employees and fleet in case of an accident resulting in injuries, damages or death. This insurance provides medical payments coverage for expenses incurred by you, your drivers, and passengers in the vehicle injured from an accident. Whether you have one business car or an entire fleet, Knepper Insurance Group can help you find the right coverage!
Property insurance is the business equivalent to homeowner’s insurance for personal use. This type provides coverage for business personal property such as office equipments, inventory, tools, computers, and more. This insurance will also protect you in case of vandalism, fire, theft, and more. We can also help you with loss of earnings insurance as a rider to your policy to cover your earnings if your business is unable to operate due to unforeseen circumstances.
Worker’s Compensation Benefits
Businesses are required to provide worker’s compensation benefits for their employees. This type of insurance provides money and medical benefits to employees who get injured on the job, or suffer from a work-related illness or occupational disease. We can analyze your business and reduce costs and claims through reviews of claims history, experience modification factor (businesses compared with other businesses within the same classification), and other risk factors.
This type of personal insurance protects an individual’s home against property damage and the possessions in the home. Home insurance also provides coverage against accidents that occur within the home or on the property.
Driving is an everyday occurrence for most people, and as such it is important to have car insurance coverage in case of an accident. Auto insurance provides coverage against accidents resulting in bodily harm, damage to the vehicle, and property damage. This insurance can include protection against many different elements including, bodily injury liability, property damage liability, collision, comprehensive, and uninsured motorist.
Personal Financial Planning
At Knepper Insurance Group, we provide sound financial planning aimed at protecting business executives assets and the continual growth of privately owned businesses.
Employee benefits are a great way to not only protect your employees, but also helps your business remain competitive by attracting the best job seekers. Our goal is for your business to prosper, so we offer great employee benefit packages that will also reduce the cost to your business.
This insurance gives our clients the peace of mind that their beneficiaries will be taken care upon the policyholder’s death. We can help you choose the right amount of coverage to suit your individual needs.
Products for Seniors
We provide a variety of insurance options for seniors 65 years or older in Somerset, PA and throughout Western PA. Our agency can assist you in choosing the right coverage for you whether you need Medicare prescription drug coverage, long-term care, medical supplements, or a Medicare Advantage Plan.
As part of our offerings portfolio, we can help our clients with identifying and evaluating potential financial risks along with proposing a plan to avoid those pitfalls. We guide our clients through their business’ potential risks and set them up with a plan tailored to their individual needs.